Priya Ingram
Priya Ingram writes for LoanFinancing about the parts of borrowing that trip people up, from first mortgages and refinancing to home equity and reverse mortgages for homeowners 62 and older. Her articles walk through how to compare rates, calculate monthly payments, and weigh costs and risks before applying, always with the reminder that LoanFinancing is not a lender and that quotes and terms come from network members. She also covers broader personal finance topics like budgeting, credit scores, and debt consolidation, so readers can see how a loan fits into their larger financial picture. Priya keeps her explanations plain and neutral, sticking to educational guidance rather than personalized advice. Her credibility comes from working within the site's editorial standards, which emphasize accuracy, transparency, and helping U.S. consumers make informed decisions on their own.
Articles by Priya Ingram
Oct 18, 2026 · Emergency Loans, Mortgage Qualification
How to Use a HELOC as an Emergency Fund for Homeowners
A HELOC can serve as a standby emergency reserve for homeowners, but only with the right draw period strategy, cost awareness, and repayment plan.
Oct 17, 2026 · Home Equity Financing, Alternative Credit Financing
Shared Appreciation Mortgage and Home Equity Sharing Agreements
Shared appreciation mortgage and home equity sharing agreements let you access cash without monthly payments, but you give up future appreciation. Compare costs and risks.
Oct 12, 2026 · Buying a Home, Mortgage Qualification
Buying a Home When Interest Rates Are High: Smart Moves
High mortgage rates do not have to stop your home search. Learn how to qualify, negotiate, and lower your long-term costs when borrowing is expensive.
Oct 11, 2026 · Buying a Home, Mortgage Qualification
VA Loan Benefits for Military Homebuyers in 2026
The VA loan benefits for military homebuyers include zero down payment and no PMI, making homeownership more affordable for veterans and service members.
Oct 7, 2026 · Buying a Home, Mortgage Qualification
How to Remove PMI From Your Mortgage Early
Removing PMI early can save you thousands and lower your monthly payment. Here is how to reach 20% equity and cancel it faster.
Oct 4, 2026 · Buying a Home, Mortgage Qualification
Mortgage Recasting vs Refinancing to Lower Payments
Compare mortgage recasting vs refinancing to lower payments, including costs, credit requirements, and which option saves more for your situation.